Home BancShares Inc.

Who We Are

In 1998, an investor group led by John W. Allison, our Chairman, and Robert H. "Bunny" Adcock, Jr., our Vice Chairman formed Home BancShares, Inc. headquartered in Conway, Arkansas. After obtaining a bank charter, we established First State Bank in Conway, Arkansas, in 1999.

We acquired Community Bank, Bank of Mountain View and Centennial Bank in 2003, 2005 and 2008, respectively. Home BancShares and its founders were also involved in the formation of Twin City Bank and Marine Bank, both of which we acquired in 2005.

In 2009, we completed the combination of our bank charters into one charter. The name the bank now commonly holds is Centennial Bank.

In 2010, we acquired six banks in Florida through Federal Deposit Insurance Corporation (“FDIC”) assisted transactions with loss share, including Old Southern Bank, Key West Bank, Coastal Community Bank, Bayside Savings Bank, Wakulla Bank and Gulf State Community Bank.

In 2012, we acquired three banks headquartered in Florida including Vision Bank, Premier Bank and Heritage Bank of Florida. Heritage Bank of Florida was acquired through a FDIC-assisted transaction without loss share.

In 2013, we acquired Liberty Bancshares, Inc., parent company of Liberty Bank of Arkansas in a market transaction. This merger added approximately $2.82 billion in assets and significantly increased our deposit market share in Arkansas.

In 2014, we acquired two banks headquartered in Florida, including Florida Traditions Bank and Broward Financial Holdings, Inc., parent company of Broward Bank of Commerce.

In 2015, we acquired all the deposits and substantially all the assets of Doral Bank’s Florida Panhandle operations through an alliance agreement with Banco Popular of Puerto Rico, who was the successful lead bidder with the FDIC on the failed Doral Bank of San Juan, Puerto Rico. We also acquired, in 2015, a pool of national commercial real estate loans totaling approximately $289.1 million which were originated by the former Doral Bank within its Doral Property Finance portfolio. This pool of loans is now housed in a division of Centennial Bank known as the Centennial Commercial Finance Group (“Centennial CFG”), which is responsible for servicing the acquired loan pool and originating new loan production. The Company subsequently opened a loan production office in New York City where the Centennial CFG has built out a national lending platform focusing on commercial real estate plus commercial and industrial loans. Finally, in 2015, we acquired Florida Business BancGroup, Inc., parent company of Bay Cities Bank in a market acquisition.

In February 2017, we acquired Giant Holdings, Inc. (“GHI”), parent company of Landmark Bank, N.A. located in Ft. Lauderdale, Florida. The Company issued 2,738,038 shares of its common stock valued at approximately $77.5 million as of February 23, 2017, plus approximately $18.5 million in cash in exchange for all outstanding shares of GHI common stock.

In February 2017, we acquired The Bank of Commerce (“BOC”) that operated in the Sarasota, Florida area. The acquisition of BOC was conducted in accordance with the provisions of Section 363 of the United States Bankruptcy Code and the Company paid an aggregate of approximately $4.2 million in cash for the acquisition.

In April 2017, Centennial CFG opened a second loan production office in Los Angeles.

In September 2017, we acquired all of the issued and outstanding shares of common stock of Stonegate Bank (“Stonegate”), and merged Stonegate into Centennial. The Company issued 30,863,658 shares of HBI common stock valued at approximately $742.3 million plus approximately $50.1 million in cash in exchange for all outstanding shares of Stonegate common stock. This merger added approximately $2.89 billion in assets and significantly increased our market share in Florida.

Branch Locator

We are located throughout the Florida Keys, Panhandle, southwest and central Florida plus Arkansas. We pride ourselves on excellent customer service, convenience to our account holders and taking care of the communities in which we operate.

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